Personal Savings Accounts
Savings Accounts to help meet your goals
Community First National Bank offers a variety of Savings and Certificates of Deposit plans to meet your specific needs. With competitive rates, flexible terms, interest rates, APY calculations and maturity dates that are unique to each product and are briefly discussed below.
All savings accounts include:
- FREE internet banking
- FREE CFNB Mobile banking app with mobile deposit available
- FREE Real time account alerts available
- FREE 24 hour account information line
Compare your options:
We have several account choices to help you with your individual financial goals.
Ready to open an account? Stop into a branch and meet with a personal banker.
Community Personal Savings*
- $100 minimum opening deposit
- No monthly maintenance fee if $100 minimum balance is maintained
- $3 monthly maintenance fee if $100 minimum balance not maintained
- 3 withdrawals free per month
- $1 per withdrawal (first 3 free)
- Earns a competitive variable interest rate on daily available balance
Community First Health Savings Account*
- $50 minimum opening deposit
- No monthly maintenance fee if $50 minimum balance is maintained
- $3 monthly maintenance fee if $50 minimum balance is not maintained
- 3 withdrawals free per month
- $1 per withdrawal (first 3 free)
- Earns a competitive variable interest rate on daily available balance
- Must be eligible to qualify
Community Premium Money Market*
- $1,000 minimum opening deposit
- No monthly maintenance fee if $1,000 minimum balance is maintained
- $10 monthly maintenance fee if $1,000 minimum balance is not maintained
- 6 debits free per month
- $10 per debit (first 6 free)
- Earns a competitive variable interest rate on daily available balance
Kids' Super Savers Club Account*
- $5 minimum opening deposit
- Must be under 18 years of age
- No monthly maintenance fee if $5 minimum balance is maintained
- $1 monthly maintenance fee if $5 minimum balance is not maintained
- 1 withdrawal free per month
- $1 per withdrawal (first 1 free)
- $5 deposit = 1 Banker Buck
Need more information? Review these resources:
- Get an account with competitive rates and start earning interest: View today's rates (PDF)
- Download a printable Personal Savings Account Brochure (PDF) or Super Saver Club Account Brochure (PDF)
- Not sure what documentation you need to open an account? Review this list.
Round Up to Savings Makes It Simple to Save Money and Get Ahead
An easy, effortless and valuable way to save more on every purchase you make.
Ready for an easy way to save?
Round Up makes saving money effortless by rounding up your debit card purchases to the nearest dollar amount and transferring the difference from your checking account to your savings account.
Related Services
The Federal Deposit Insurance Corporation insures each depositor to at least $250,000.
* The following terms apply to interest earning savings and money market accounts. Interest will compound and pay to your savings account quarterly. Interest will compound and pay to your money market account monthly. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the available balance in the account each day. Interest begins to accrue no later than the business day the bank receives credit for the deposit of non-cash items (for example, checks). At our discretion, the interest rate and annual percentage yield may change. Fees may reduce yields. If you close an interest earning account before interest is credited, interest will be forfeited. Please refer to bank interest rate sheet or website for current interest rates. Checking, money market, and savings accounts with no customer initiated activity for 12 consecutive months will be considered dormant. A $5.00 monthly dormant fee will be assessed on checking and money market accounts.