Business Loans
Loans to help you grow your business
Small business is the lifeblood of any vibrant growing community. At Community First National Bank, our goal is to establish lasting and successful relationships to assist in your growth. We offer a number of competitive products and services to help make your job easier, and we are committed to know you and your business so we can address your complete financing needs. As a Manhattan owned, independent bank, we make lending decisions locally which means you get your answers quickly. Stop by and let us show you what a difference "Putting Relationships First" can make!
Commercial Real Estate Loans
If you're looking to purchase or refinance commercial real estate, CFNB offers a variety of loans, including:
- Investment Property Loans
- Owner-Occupied Loans
- Non-Owner Occupied Loans
- Construction Loans
Commercial Loans
If you're looking to purchase equipment or expand a growing operation, we have what you need. We offer a number of loan programs, including:
- Equipment and Working Capital Loans
- Lines of Credit
- Small Business Loans
- SBA guaranteed loans
Visit with a loan officer today to discuss how we can help you achieve your financing goals.
Contact a Loan Officer
Terry Harts
NMLS ID 973657
As Chief Credit Offer, Terry's focus is on helping the bank manage lending risk and adhere to our loan policies. Although much of his time is directed to administrative work, he also appreciates the "fun" part of his job--working with customers to help them achieve their business operation goals and personal financial goals.
Outside of the bank, Terry has been very active in our community and has served with a number of local organizations, including
- Manhattan Chamber, Board Chair (former)
- Riley County United Way, past Board and Campaign Chair
- Via Christi Retirement Village, past Board and Chair
- Leadership Manhattan, past Board and Chair
- The Flint Hills Regional Leadership, past Board and Chair
- Manhattan Arts Center, past Board
- Manhattan Zoo, past Board of Trustee member
- Flinthills Breadbasket, past Board and Chair
- Manhattan Community Foundation, past Board of Trustees
- Manhattan Rotary Club
- Meadowlark Hills Speedy PD Steering Committee.
