Personal Savings

Community First National Bank offers a variety of Savings and Certificates of Deposit plans to meet your specific needs. With competitive rates, flexible terms, interest rates, APY calculations and maturity dates that are unique to each product and are briefly discussed below.

Each depositor insured to at least $250,000


Community Personal Savings*

  • $100 minimum opening deposit
  • No monthly maintenance fee if $100 minimum balance is maintained
  • $3 monthly maintenance fee if $100 minimum balance not maintained
  • 3 withdrawls free per month
  • $1 per withdrawal (first 3 free)
  • Pre-authorized transfers and withdrawals are limited to 6 per statement cycle
  • Earns a competitive variable interest rate on daily average balance
  • ATM card available
[ Click here to compare account types ]

Community First Health Savings Account*

  • $50 minimum opening deposit
  • No monthly maintenance fee if $50 minimum balance is maintained
  • $3 monthly maintenance fee if $50 minimum balance is not maintained
  • 3 withdrawals free per month
  • $1 per withdrawal (first 3 free)
  • Pre-authorized transfers and withdrawals are limited to 6 per statement cycle.
  • Earns a competitive variable interest rate on daily available balance
  • ATM card available
[ Click here to compare account types ]

Community Premium Money Market*

  • $1000 minimum opening deposit
  • No monthly maintenance fee if $1,000 minimum balance is maintained
  • $10 monthly maintenance fee if $1,000 minimum balance is not maintained
  • 6 debits free per month
  • $10 per debit (first 6 free)
  • Pre-authorized transfers and withdrawals are limited to 6 per statement cycle.
  • Lobby and ATM transactions are unlimited
  • Earns a competitive variable interest rate on daily average balance
  • ATM card available


[ Click here to compare account types ]

Kids' Super Savers Club Account*

  • $5 minumum opening deposit
  • No monthly maintenance fee if $5 minimum balance is maintained
  • $1 monthly maintenance fee if $5 minimum balance is not maintained
  • 1 withdrawal free per month
  • $1 per withdrawal (first 1 free)
  • Pre-authorized transfers and withdrawals are limited to 6 per statement cycle
  • $5 deposit = 1 Banker Buck
  • ATM card available
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* The following terms apply to interest earning savings and money market accounts. Interest will compound and pay to your savings account quarterly. Interest will compound and pay to your money market account monthly. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the available balance in the account each day. Interest begins to accrue no later than the business day the bank receives credit for the deposit of non-cash items (for example, checks). At our discretion, the interest rate and annual percentage yield may change. Fees may reduce yields. If you close an interest earning account before interest is credited, interest will be forfeited. Please refer to bank interest rate sheet or website for current interest rates. Checking, money market, and savings accounts with no customer initiated activity for 12 consecutive months will be considered dormant. A $5.00 monthly dormant fee will be assessed on checking and money market accounts.


Member FDIC Copyright © 2009-2014 Community First National Bank. Member FDIC. Equal Housing Lender.

Main Bank: (785) 323.1111 — East Branch: (785) 323.4200
Equal Housing Lender
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